Conditions

Statement Regarding Terms And Conditions

Welcome to our Site. These are our Terms & Conditions for use of the Site which you may access in several ways, including but not limited to the web, PDAs, mobile phones and RSS feeds. These Terms & Conditions apply whenever you access the Site, regardless of how you access the Site.

Use of this site

Australian Financial Publications (“AFP”) is the owner and operator of this Site.
Users of this Site (Users) agree to be bound by these Terms & Conditions, which are subject to change at AFP’s sole discretion. Your use of and access to this Site indicates your acceptance of these Terms & Conditions, as they exist at that time.

Intellectual Property

All intellectual property in relation to content on this Site belongs to AFP or its licensors, advertisers or affiliates. You obtain no interest in that intellectual property. All content on this Site is protected by Australian and international copyright and other intellectual property laws. You may not do anything which interferes with or breaches those laws or the intellectual property rights in the content.

You may download and view content or print a copy of material on this Site for personal, non-commercial use provided you do not modify the content in any way (including any copyright notice). All rights not expressly granted under these terms of use are reserved by AFP. Unless expressly stated otherwise, you are not permitted to copy, or republish anything you find on the Site without the copyright or trademark owners’ permission.

The AFP logo, the logos of the AFP’s sites and the magazine mastheads on the AFP sites are registered trademarks of AFP or its related bodies corporate. Other trademarks may be displayed on the Site from time to time. These may belong to third parties. Nothing displayed on the Site should be construed as granting any licence or right of use of any logo, trademark or masthead displayed on the Site, without the express written permission of the relevant owner.

Liability & Indemnity

AFP does not exclude any rights and remedies in respect of goods or services under the Trade Practices Act 1974 (Cth) or equivalent State or Territory legislation which cannot be excluded, restricted or modified. However, AFP excludes all rights, remedies, conditions and warranties in respect of goods or services from your use of the Site whether based in statute, common law or otherwise to the extent permitted by law. To the fullest extent possible:
(a)               AFP does not warrant the accuracy of the content on the Site. The content is provided to you “as is” and on an “as available” basis and on the condition that you undertake all responsibility for assessing the accuracy of the content and rely on it at your own risk.
                   All content on the Site may be changed at AFP’s sole discretion and without notice.
(b)               AFP will have no responsibility or liability in relation to any loss or damage that you incur, including damage to your software or hardware, arising from your use of or access to this Site
(c)               AFP does not warrant that functions contained in the Site content, such as hyperlinks, will be uninterrupted or error free, that defects will be corrected or that AFP or the server that makes it available, are free of viruses or bugs.
(d)               Liability of AFP, for any breach of a term or condition implied by law is limited at AFP’s discretion, to the supply of any service again or the payment for the cost of having any service supplied again.
(e)               You indemnify AFP and its affiliated companies, and each of their directors, officers, employees and agents against any action, claim, loss or expense which it incurs which arises from your use of the Site.

Third Party Content & Sponsor Links

This Site may include third party content which is subject to that third party's terms and conditions of use. Nothing on this Site should be construed as granting any licence or right for you to use that content.
This Site may include links to third party sites which are not related to AFP and in relation to which AFP has no control or interest. The appearance of those links on this site does not indicate any relationship between AFP and that third party or any endorsement by AFP of that third party, its site or the products or services which it is advertising on this Site.

Contributing Content

When you submit content to AFP in any format, including any text, photographs, graphics, video or audio, you grant AFP a non-exclusive, royalty-free, perpetual licence to publish that content.
You agree that AFP can use that content in any way, now and in the future. AFP also reserves the right not to use the content you submit.
You warrant that you have all of the necessary rights, including copyright, in the content you contribute, that your content is not defamatory and that it does not infringe any law.
You indemnify AFP against any and all legal fees, damages and other expenses that may be incurred by AFP as a result of a breach of the above warranty.
You waive any moral rights in your contribution for the purposes of its submission to and publication on the Site.

General

Users will not use this site for any purpose or in any way which is unlawful.
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of New South Wales.

Prices

Prices that appear on this site are in Australian Dollars ($AUD) exclusive of GST.

Payment methods

After your billing and mailing address details are confirmed, you will be asked to provide payment details for your order. This will be done via the ANZ eGate facility.
We currently accept the following payment methods through our website:

•Visa
•Mastercard

Please note that credit cards are debited immediately for security purposes and to reduce the prospect of fraud. This will be done via the ANZ eGate facility. Please note we do not store your credit card details.
We currently accept the following payment methods via post:

•Personal and bank cheques
•Australia Post money orders

Delivery

Delivery of AB+F Magazines will be through post at monthly intervals as per AB+F Magazine monthly issue.

Extended down time

In the unlikely event that the AB+F Online website should experience extended problems, that time will be credited to subscribers. Extended problems are defined as a period of greater than 1 week.

Christmas and New Year Magazine editions 

AB+F Daily online is not produced over the Christmas/ New Year period due to office closure.

Return Address
Please send all returns to

Suite 103, Level 1
83 York Street
Sydney NSW 2000
Australia

Termination of Subscription/Membership/Access to AB+F Online newsite:

Australian Financial Publications reserves the right to cancel, without notice or refund in whole or in part, the membership of any member who we discover is forwarding, copying and pasting, republishing, distributing or otherwise breaching the terms and conditions of AB+F.

Returns and refunds policy
Conference delegate transfers of registration and cancellations

Should a registered (paid) delegate be unable to attend the conference due to unforeseen circumstances, Australian Financial Publications permits transfer of registration to a colleague. All requests for transfers must be received in writing by email to registration@inassociation.com.au. We will make all refunds via EFT.

Cancellations received by Australian Financial Publications in writing at least 14 days prior the conference will be refunded the full amount paid, less a $100 administration fee.

Delegates who cancel within 14 days of the conference are liable for the full registration fee. No refunds will be given in this instance.

Magazine Subscription Cancellations

Subscribers acknowledge that AB+F has a “no refund” policy with respect to all subscriptions.